Frequently Asked Questions

Yes, most non-EU/EFTA citizens need to apply for a long-term national visa if you plan to live there for more than three months. For short stays, some non-EU citizens may not need a visa depending on their country of origin. EU citizens can stay for more than 90 days, but must register and meet certain conditions. 

In short there are 3 things you need to purchase a property in Portugal.

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1. A Portuguese tax number (NIF), we can take you to the local finanças (tax office) and get this with you, for free. So don't worry about looking for people to help with this online, because they sometimes ask a large fee.

2. A valid form of identification (passport or national ID).

3. A Portuguese bank account. Online options such as Revolut are normally acceptable, but this depends on which Notary is used to finalise the transaction.

We also highly recommend getting legal assistance from a lawyer, and an independent notary to finalize the sale and ensure the property is free of debt. We can recommend people should you need us to.

Yes, absolutely. In order to do this you will need a CPCV (Contrato Promessa de Compra e Venda), or a promissory contract, written up by a lawyer, there will be a holding deposit required, the value of the deposit depends on the value of the property. The contract can normally be written up in one day and is not hard to get. You will not need a NIF or Portuguese bank account to do this.

The property purchase process in Portugal generally takes 1 to 3 months.

This timeline can vary depending on whether you are a cash buyer or require financing, as well as if the seller has their paperwork all in order and of course the date when the seller is planning to move out/hand over the property.

The process involves signing a promissory contract with a monetary deposit and a time frame agreed upon by both the seller and the buyer, followed by legal checks, and then a final deed of sale, which will take place in a notary. 

Yes, when purchasing any property in Portugal, the primary taxes are the one-off IMT (Property Transfer Tax) and Stamp Duty.

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Rates range from 1% to 8%, depending on the property's value, location, and whether it is a primary residence, secondary home, or other property type. 

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For most people buying agricultural property through us we recommend budgeting 5% of the purchase price for IMT and then 0.8% of the purchase price for stamp duty.

These are a one off fee paid on the day of purchasing the property.